Equity Release

Equity Release Advisers based in Worthing, West Sussex

Equity release makes it possible to obtain a lump sum or additional income from your home. Our team of Equity Release advisers can help.

Equity release makes it possible to obtain a lump sum or additional income from your home. It is typically available for those who have retired, own their own home and are over the age of 55.

There are two main options when looking to release equity from your home:

Lifetime Mortgages

These allow you to take out a loan on your property in return for a tax-free lump sum, an income or a combination of the two. Much like a standard mortgage, the loan is secured against your property and you continue to own your own home.

Home Reversion Plans

These plans involve you selling part or all of your home to an insurance company in return for a lump sum or regular income. You retain the right to live in the property until you die or go into long term care.

Our advisers have the Equity Release qualification which allows them to discuss and advise clients who are interested in taking out any of the above schemes. It is important to discuss these with a suitably qualified adviser first to ensure such a scheme is suitable.

Speak with our financial planners today

Latest Equity Release news & case studies

How do you find a lost pension?

  Research by the Association of British Insurers (ABI) conducted in 2018 found there were approximately 800,000 lost pensions in the UK which amounted to…

Read More...

Financial Planning as a result of selling a limited company

Selling shares in a construction company John had a business in construction that he owned with two co-directors. They decided to sell the business as…

Read More...

How to partially cash in a Final Salary Pension Scheme

Releasing money from a Defined Benefit Pension  Martin is aged 54, and is married to Katie who is aged 51, they have two children. They…

Read More...

How do you find a lost pension?

  Research by the Association of British Insurers (ABI) conducted in 2018 found there were approximately 800,000 lost pensions in the UK which amounted to…

Read More

Financial Planning as a result of selling a limited company

Selling shares in a construction company John had a business in construction that he owned with two co-directors. They decided to sell the business as…

Read More

How to partially cash in a Final Salary Pension Scheme

Releasing money from a Defined Benefit Pension  Martin is aged 54, and is married to Katie who is aged 51, they have two children. They…

Read More

Planning for Retirement

Self-employed, with a number of pensions Spencer is 65 and lives in Worthing with his wife.  He is a self-employed carpenter. Spencer came in to…

Read More

Michael and Mandy

Michael and Mandy are 46 and 43 respectively, and own a business in Worthing. They were in the process of buying the business from the…

Read More

Nigel is looking for an investment that will reduce his Income and Capital Gains Tax Bill

Nigel is 55 years old, an additional rate taxpayer, lives in Brighton and works in the city. Nigel’s company was bought by another, and he…

Read More