Retirement
Quarterly Financial Bulletin – Autumn – 2023
Several months have passed since the Spring Budget, which, although not necessarily packed with good news stories, held one announcement that certainly did bring considerable cheer to higher rate taxpayers. A recent survey has revealed the dramatic impact that Chancellor Jeremy Hunt’s decision to scrap the pension Lifetime Allowance (LTA) is having on people’s retirement…
Read MoreQuarterly Financial Bulletin – Summer – 2023
Although the global economy continues to face significant headwinds, statistics released during the first few months of the year have revealed unexpected signs of resilience. In our quarterly bulletin this month we start by looking at the positive data collected during the first few months which indicates a positive change. Next we look at the…
Read MoreQuarterly Financial Bulletin – Spring – 2023
Investor Confidence Returns – A recent survey suggests investors are becoming more confident despite ongoing challenges on the economic front. While this is certainly encouraging, maintaining a long-term outlook and retaining a strong sense of discipline in investment positioning remains a prerequisite for any successful investor. In our quarterly bulletin this month we start by…
Read MoreQuarterly Financial Bulletin – Winter – 2023
Investment Focus for the Year ahead – By any comparison, the past 12 months have been tough for investors with a series of shocks impacting markets and, as 2023 dawns, uncertainties remain. In our quarterly bulletin this month we start by looking at some of the challenges investors face as we begin 2023. We run…
Read More47% of retirees leave work earlier than expected, but just 31% say they could afford to
Retiring early is a dream for many. Whether you’re looking forward to putting your feet up or going on an adventure, it’s a huge milestone and it’s important to be financially prepared. Yet, research suggests that many people retiring earlier than expected don’t have their finances in order. According to research from LV=, 47% of…
Read MoreThe UK could face a “retirement savings crisis” as workers aren’t putting enough away
Figures suggest that many households aren’t saving enough to be financially secure in retirement. Calculating what income you’d need to reach retirement goals before the milestone could mean you’re in a better position to reach them. According to a report in PensionAge, only 43% of baby boomer households below the age of 65 are on…
Read MoreQuarterly Financial Bulletin – Autumn – 2022
With the next 30 years set to witness the largest ever intergenerational passing of wealth, the need for inheritance advice has never been greater. Intergenerational planning, can also help with more immediate financial needs. In our quarterly bulletin this month we begin by looking at some of the concerns and needs of intergenerational planning and…
Read More7 in 10 adults haven’t thought about later-life care. Here’s what you should do to create a care plan
Later-life care can be a difficult topic to discuss and create a plan for. However, setting out a care plan now means you can rest assured your wishes would be followed and ensure long-term security. If it is something you’ve not tackled yet, read on to find out what you should do. According to a…
Read More7 compelling reasons you should seek financial advice at retirement
Some of the decisions you make as you retire could affect your income and lifestyle for the rest of your life. Yet, data suggests that many retirees aren’t taking financial advice and it could mean they face hardship in the future. According to the Great British Retirement Survey, only 27% of retirees in 2021 sought…
Read MoreHow delaying retirement could help you maintain your standard of living as inflation rises
As the rate of inflation continues to rise, it’s more important than ever that those approaching retirement consider how the rising cost of living could affect them. For some people, delaying or changing plans could mean they have greater financial security later in life. According to Aegon, maintaining living standards is the top retirement aspiration…
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